Richard Alderman's archive

Q. I live in an apartment. I pay my rent on time and I am a good tenant. Recently, a small fire from the next-door unit burned part of my apartment and damaged my property. The apartment owner says he is not responsible for the damage to my property. What can I do? I do not have renter’s insurance.

shadow

Q. I have heard that price gouging is illegal. Exactly how is price gouging defined and what are my remedies if I have been overcharged?

shadow

Q. I was told that Texas now allows me to have a special type of deed that transfers title to my home after my death without probate. Is this true? What is it called?

A. As of September 1, 2015, Texas allows an owner of real property to transfer the property to his or her beneficiaries by executing what is called a Transfer On Death (TOD) deed. This type of deed effectively avoids the need for probate to transfer the title to real property after death. Homeowners can now transfer real property after death without incurring legal fees or court costs.

shadow

Q. I pay my bills by mail. My due date is the first of the month and I have a 10-day period before they charge a late fee. I always mail my check by the tenth day. The company has begun charging me interest and a late fee. How can I be charged a late fee if I can prove my payment was mailed before the due date?

shadow

Q. I am 60 years old and my English is not very good. I usually get very nervous speaking to a group or to people I don’t know. I want to file a claim in justice court, but I am afraid I will not be able to communicate well with the judge. I know I can have a lawyer, but that will be expensive. I have a grown son who has said he will assist me, but I don’t know if that will be allowed. Can my son help me in court?

shadow