Richard Alderman's archive

Q. My mother recently died. At the time of her death, she had very little property and no money. I am now getting numerous calls from a debt collector who says that because I am her sole heir, I owe her debts. The debt collector has offered fair payment terms, but I was wondering whether I really am responsible for her bills. I am becoming very upset because of all of the phone calls.

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Q. I’m a landlord and paranormal investigator. I have had a lot of people ask me this question: If someone is murdered or dies in a house or apartment, does the landlord have to tell potential tenants about paranormal activity? I know when something like this happens, the spirit can stay there and make noises, like doors shutting, footsteps and names being called. Does the landlord have to disclose this information? Also, if the landlord knows that one of the houses has paranormal activity going on, is it legal for him to charge more?

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Q. At one time, Texas law allowed a person who had his identity stolen to have his credit reports locked. Is this still true?

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Q. I am a college student, and I just moved out of my apartment. I paid my rent, gave proper notice and left it cleaner than when I moved in. I have been told this landlord does not return security deposits. How long do I have to wait to find out if mine is being returned?

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Q. I owe a lot of money and can’t pay my bills. My largest debt is for a student loan. I have been told that even if I file bankruptcy, I will still owe my student loans. Is this true?

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