Richard Alderman's archive

Q. I am considering using layaway for some of my Christmas shopping. I noticed many large stores now offer this service. I was wondering what happens if I change my mind and don’t finish paying. Legally, how much money may the store keep?

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Q. I recently moved into a new apartment. The apartment pays a referral fee. I told them my friend referred me. My friend actually did not refer me, but I knew he lived in the complex. When I told my friend he was going to get the money, he agreed to split it with me. Now he refuses to share. Can I take him to small claims court?

A. In my opinion, you do not have any basis for a lawsuit. Your friend promised to give you a gift. He simply agreed to share his money with you. Such promises are not enforceable.

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Q. My checkbook was stolen during a break-in of my home. Before the thief cashed any checks, I closed the account. A collection agency is now asking me to pay some of the checks that bounced. Do I have any liability?

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