Q. I defaulted on a retail jewelry contract in Florida in 2003 for a total of $1,721. I am suddenly receiving phone calls from a debt collector threatening to have me served court papers to sue me. He says the debt now is just under $6,000 with interest. He told me unless I make arrangements immediately, I will also owe lawyer’s fees and court costs when they sue me. He said if I pay $500 right away, he would make it all go away. This sounds like a scam to me. Can they sue me 12 years later?