Richard Alderman's archive

Richard Alderman

Q. When my lease was up, my landlord asked me to sign a new lease. He told me I could sign now, but I had 30 days to decide after signing my lease if I wanted to stay or go. Shortly after signing the new lease, my apartment was broken into. Within 30 days, I told the landlord I was moving. She told me I couldn’t because I had already signed a lease. I also reminded her that I had 30 days to decide whether I wanted to stay or go, but she said it didn’t matter. I moved well within the 30 days, and now she has reported to the credit bureau that I broke my lease.

shadow
Richard Alderman

Q. I have not had this arise, but I am still curious. Can a store demand to see a photo ID when I pay with a credit card? Some places ask, and many do not.

A. Until recently, the only law that controlled whether a store could ask for a photo ID from a customer was the contract between the credit card issuer and the merchant. For most credit cards, this contract prohibits asking for an ID if the card is signed. If the card is unsigned, the merchant has the right to demand to see a photo ID. Here is what each credit company contract says:

shadow

Q. I live in an apartment. I pay my rent on time and I am a good tenant. Recently, a small fire from the next-door unit burned part of my apartment and damaged my property. The apartment owner says he is not responsible for the damage to my property. What can I do? I do not have renter’s insurance.

shadow

Q. I have heard that price gouging is illegal. Exactly how is price gouging defined and what are my remedies if I have been overcharged?

shadow

Q. I was told that Texas now allows me to have a special type of deed that transfers title to my home after my death without probate. Is this true? What is it called?

A. As of September 1, 2015, Texas allows an owner of real property to transfer the property to his or her beneficiaries by executing what is called a Transfer On Death (TOD) deed. This type of deed effectively avoids the need for probate to transfer the title to real property after death. Homeowners can now transfer real property after death without incurring legal fees or court costs.

shadow