Richard Alderman's archive

Q. Is it true that medical bills or accounts are not allowed to remain on your credit report for more than four years in the state of Texas?

A. It is not true. Medical bills are basically the same as any other debt. They stay on your credit report for seven years. There is a four-year statute of limitations for filing a lawsuit for a debt; however, the fact that you cannot be sued does not mean you no longer owe the debt, and it will not become “obsolete” and removed from your credit report for seven years.

 

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Q. I would like to know if the property manager of an apartment project can refuse to give the tenant the owner’s name if the tenant requests it.

A. According to the Texas Property Code, the landlord or property manager must disclose the name and address of the holder of record title after you request it. If the information is not disclosed, you could be entitled to $100 plus one month’s rent in damages, as well as attorney’s fees and court costs. I suggest you send your request by certified mail.

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Q. With all of the excitement surrounding the Texans getting into the playoffs, I notice some people are getting a Texans logo tattoo. Does the tattoo artist need to be licensed by the Texans to do this? Can the tattoo parlor be sued?

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Q. We had our foundation repaired by a company that gave us a “lifetime warranty.” Now that it has cracked again they won’t even return our calls. We are not even sure if they are still in business. What are our legal rights? What kind of an attorney do we need?

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Richard Alderman

Q. My dog was injured while in the care of my groomer. It cost me over $700 in vet bills. The groomer refuses to take any responsibility for what happened and refuses to reimburse me for my expenses. What can I do? He won’t even give me the name of his insurance company.

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