Richard Alderman's archive

Richard Alderman

Q. My daughter-in-law received a ticket last year for lack of auto insurance and paid the $250 fine. She thought it was paid in full, but recently she received another bill for $250. When she asked about this bill, she was told that she has to pay the $250 “surcharge” for three years. Is this true? Please explain the lack of insurance fine and its duration.

shadow

Q. A little less than a year ago, I let a former friend use my credit card to buy a new tire. I couldn’t go with her, so I just told her to take the card and have them call me if there were any issues. No one called, so I assumed it all went well.

shadow

Question: About five months ago, my husband and I rented an apartment. Now my husband is being transferred to another city. If we do have to move soon, we’ll break our lease by six months. The landlord says we will owe him for leaving early. Is he right?

shadow

Q. My car was repossessed. Now, a year later, I received a notice from a debt collector that I still owe $6,000. How can this be? They have the car, shouldn’t that be the end of the matter?

shadow

Q. Can the new owner of an apartment complex no longer accept checks, money orders or cashiers checks and make me pay online? It clearly states in my lease that I can pay online or at the management office by check or cash.

shadow