Q. A credit card company sued me and has a judgment against me. Now it has garnished my bank account, and all the money in the account has been taken. I thought there was no garnishment in Texas?
A. With the exception of obligations for child support and student loans, Texas law prohibits wage garnishment. In other words, a creditor who sues for a credit card debt cannot garnish your wages through your employer. Creditors, however, can garnish a bank checking or savings account.