credit report

Q. About two years ago, my wife and I ran into financial difficulty and made the choice to attempt to settle our credit card debt. Most creditors settled with us, but one credit card company wouldn’t settle, so we quit paying altogether. If we are sued and have a judgment against us for this debt, can our wages be garnished? I guess essentially we want to know what can happen for non-payment of credit card debt. Thank you.

shadow

Q. I recently had a small fire in my apartment. I think it was caused by the new clothes dryer I had installed. The landlord collected for the damage to his building from his insurance company. Now the insurance company is coming after me for $60,000 because of a clause in my lease. This fire was not my fault. How can I be sued?

shadow