debt collection

Q. I have heard that price gouging is illegal. Exactly how is price gouging defined and what are my remedies if I have been overcharged?

shadow

Q. We had our foundation repaired by a company that gave us a “lifetime warranty.” Now that it has cracked again they won’t even return our calls. We are not even sure if they are still in business. What are our legal rights? What kind of an attorney do we need?

shadow

Q. About two years ago, my wife and I ran into financial difficulty and made the choice to attempt to settle our credit card debt. Most creditors settled with us, but one credit card company wouldn’t settle, so we quit paying altogether. If we are sued and have a judgment against us for this debt, can our wages be garnished? I guess essentially we want to know what can happen for non-payment of credit card debt. Thank you.

shadow

Q. I recently had a small fire in my apartment. I think it was caused by the new clothes dryer I had installed. The landlord collected for the damage to his building from his insurance company. Now the insurance company is coming after me for $60,000 because of a clause in my lease. This fire was not my fault. How can I be sued?

shadow

Q. My father recently passed. Question is, he had made a will with a lawyer but never had it registered. Is the will still valid? What happens if he did not have a will? Does all the property go to the state?

A. A will is valid and enforceable once it is properly prepared and signed. In most cases, a will also is notarized. This is not necessary, but it does make it easier and less expensive to probate the will. A will, however, does not have to be filed or registered to be valid. The attorney may now file the will for probate.

shadow

Q. My son was hired as a mechanic’s assistant at $14 an hour. He told the supervisor that he had some experience, but he was willing to learn as he went along with the job. The supervisor was fine with this, and my son was given other duties as well. My son was very happy, always on time to work, apparently no problems. Last week he was called to the office and told they had hired a previous ex-employee to come back as the assistant. My son was given the option to go work in another job, but his pay would be reduced to $10 an hour. Is this legal?

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Q. My family was involved in a car accident. My brother was driving and my 80 year-old grandmother was also in the vehicle, along with my mother. It was the other driver’s fault. We are attempting to settle, but the insurance company only wants to pay for medical bills and damage to our car, even though we went through a lot of stress and other financial loss. What can I do to have them compensate us?

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