social security

Happy birthday, SSI!

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I was playing one of my morning online word puzzles when up popped a little blurb from a senior citizen advocacy group announcing that the Supplemental Security Income program has recently turned 5

Don't overthink

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I frequently get emails from readers who turn a little molehill of an issue into a big mountain of a problem, and it has to do with the starting date for their Social Security benefits.

Delayed retirement credits

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People who delay starting their Social Security beyond their full retirement age get a bonus equal to two-thirds of 1% added to their Social Security checks for each month they wait to begin benefi

Privatizing Social Security can't work

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About a month or so ago, I wrote a column in which I just briefly mentioned that any plans to privatize Social Security would never work, and I said I had covered that topic in prior columns.

Sometimes, you just can't win

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I’ll tell you this: Sometimes, you just can’t win. I’ve learned over the years that you have to have a pretty thick skin to be a Social Security columnist.

Nothing special about age 70

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I wrote a recent column in which I pointed out that waiting until 70 to start your Social Security, which is the mantra of almost everyone who is trying to “maximize” their retirement benefit, is n

More mailbag questions

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Last week, instead of writing a column centered around just one Social Security topic, I decided to just reach into my electronic mailbag (my email inbox) and answer whatever questions I pulled out

Don't wait until you're 70

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Older adults across the country are bombarded with invitations to attend seminars that allegedly will clue them in on a supposed “secret” to maximizing their Social Security benefits.